Stillwater Homes under $400,000

Welcome to Stillwater, Minnesota—a charming city nestled along the scenic St. Croix River and known for its rich history, vibrant arts scene, and stunning natural beauty. As the oldest town in Minnesota, Stillwater boasts a delightful blend of historic architecture, quaint shops, and an array of outdoor activities that make it a perfect place to call home.

With its picturesque downtown area, you can enjoy leisurely strolls along the riverfront, visit unique boutiques, and savor delicious meals at local eateries. The city is also home to numerous parks and trails, providing ample opportunities for hiking, biking, and enjoying the great outdoors. Stillwater's close-knit community hosts various events throughout the year, from art fairs to farmers' markets, fostering a welcoming atmosphere for residents and visitors alike.

For those seeking to settle down in this idyllic setting, Stillwater offers a range of homes under $400,000, making it an accessible option for first-time buyers, families, and retirees. Whether you’re looking for a cozy single-family home, a charming townhome, or a quaint cottage, you’ll find a variety of styles and layouts to suit your needs. Many of these homes feature modern amenities while still embracing the historic charm that Stillwater is known for.

With its beautiful surroundings, strong community spirit, and affordable housing options, Stillwater is truly a hidden gem in Minnesota. Come explore this enchanting city and discover the perfect place to create your next chapter!

Newest Stillwater Homes under $400,000

$320,000

3 Beds ⋅ 2 Baths ⋅ 7154753 MLS

Welcome to this beautiful, move-in-ready vintage home combining classic character with modern convenience. Perfectly situated on an expansive corner lot directly across from New Heights School, this property offers an exceptional location with close proximity to the shopping, dining, and historic charm of downtown Stillwater. The main level welcomes you with a thoughtful and spacious layout, featuring a bright living room, a formal separate dining room perfect for entertaining, and a cozy family room for everyday relaxation. The main bedroom is also conveniently located on the first floor, offering excellent accessibility and privacy. Upstairs, you will find two additional well-appointed bedrooms and a full bathroom, providing an ideal layout for family or guests. With its generous yard space, classic vintage appeal, and unbeatable location, this turnkey home is a rare find in Stillwater. Don't miss the opportunity to make it yours!

704 Mulberry Street W, Stillwater

Listing courtesy of Midwest Realty Group, LLC.

$334,000

3 Beds ⋅ 2 Baths ⋅ 7154632 MLS

Beautifully remodeled and move-in ready, this 3-bedroom Stillwater home has been thoughtfully updated from top to bottom. The all-new kitchen features custom cabinetry, quartz countertops, stainless steel appliances, and designer tile flooring and backsplash, with fresh LVP flooring flowing throughout the main level. The main-floor bath is equally impressive with tile flooring, a modern vanity, and updated fixtures. Downstairs, the finished lower level offers outstanding flexibility with a second full bath, a dedicated home office, and a spacious family room ideal for movie nights or entertaining, all finished with new carpet and fresh paint. A generous laundry room provides bonus storage, and the two-car garage adds even more space. Step outside to a large backyard made for summer gatherings or quiet evenings. Enjoy close proximity to Lily Lake, McKusick Lake, and the scenic St. Croix River, plus just minutes to historic downtown Stillwater's shops and dining, with quick access to Highway 36 for an easy commute.

712 Maple Street W, Stillwater

Listing courtesy of Bridge Realty, LLC.

$239,900

2 Beds ⋅ 1 Baths ⋅ 7154350 MLS

This affordable home sits on the south hill; elevated away from the bustling downtown strip providing a quiet tight-knit residential feel while keeping the St. Croix River waterfront highly accessible. It is within walking distance to Meister’s Bar & Grill, You & Me Café and the Stillwater middle school. Bring your ideas and call this home! Partially fenced yard, shared driveway, egress window in the unfinished basement, forced air furnace & A/C. The assessment balance has been paid in full. The buyer is to verify all information and measurements; including verify with the city of Stillwater regarding any future garage plans. This property was purchased from the owner in redemption – NOT in foreclosure. The seller has never occupied the property and is a licensed MN Real Estate Agent.

922 6th Street S, Stillwater

Listing courtesy of Keller Williams Premier Realty.

$394,900

3 Beds ⋅ 2 Baths ⋅ 7151883 MLS

Welcome to this thoughtfully updated 3 bedroom, 2 bathroom home in an incredible Stillwater location, just minutes from Lily Lake, parks, trails, shopping, restaurants, and historic downtown Stillwater. Set on a spacious, tree lined lot, the private backyard offers mature trees, abundant shade, and a large deck, creating the perfect setting for relaxing or entertaining. The sun filled main level features vaulted ceilings, an open layout, and stylish updated finishes that create a warm, inviting atmosphere. The remodeled kitchen offers stainless steel appliances, stone countertops, a center island, and generous workspace. Two bedrooms and a full bathroom are located on the upper level, while the finished lower level expands the living space with a large family room, third bedroom, and ¾ bathroom, making it ideal for guests, a home office, or everyday living. Over the years, the sellers have lovingly maintained the home with numerous improvements, including a brand new furnace and air conditioner, finished lower level, updated durable hard surface flooring on the upper level, new gutters, rain garden, and water softener. This is an outstanding opportunity to own a thoughtfully updated home in one of Stillwater's most desirable neighborhoods.

1401 Driving Park Road, Stillwater

Listing courtesy of Coldwell Banker Realty - Southwest Regional.

$349,900

2 Beds ⋅ 1 Baths ⋅ 7150252 MLS

Nestled into the South Hill, this Charming Storybook Home is Filled with Character and Warmth. Featuring beautiful hardwood floors, original woodwork, high ceilings, two large 3 season porches, and an abundance of window's that fill the home with natural light and timeless ambience. Additional office space and kitchen pantry. Bring your ideas to expand and enhance the current spaces, or better yet, bring a book and settle into one of the two sleeping porches for a good read or a nap. Open and sunny large fenced yard with room to garden, and entertain. Nice long driveway for a camper or boat parking.Perfect shed for lawn equipment. tools, and garden supplies. Conveniently located with-in walking distance to historic downtown Stillwater for dinner and shopping.

1221 1st Street S, Stillwater

Listing courtesy of Heartland Real Estate Professi.

$400,000

4 Beds ⋅ 2 Baths ⋅ 7150592 MLS

Rare Dual-Garage Gem Backing to Sunrise Park! Nestled in Stillwater's highly sought-after Croixwood neighborhood, this 4-bedroom, 2-bathroom home offers the perfect mix of updates and an unbeatable location. Inside, enjoy fresh new interior paint, gleaming floors, and brand-new carpet throughout. Major updates including a newer roof and mechanical systems provide complete peace of mind. A true rare find, this property features both a 2-car attached garage AND an additional 2-car detached garage, giving you massive space for workshop projects, toys, or extra storage. Step outside into your private, fully fenced backyard that opens directly up to the scenic green space and trails of Sunrise Park. Enjoy effortless park access, quiet neighborhood living, and close proximity to historic downtown Stillwater. Move-in ready with fresh finishes, unmatched garage space, and a dream parkside setting schedule your showing today!

2483 Hidden Valley Lane, Stillwater

Listing courtesy of Keller Williams Premier Realty.

$319,000

1 Beds ⋅ 1 Baths ⋅ 7131746 MLS

Live amongst the storied steeples of Stillwater in one of the sweetest locations in town, just three blocks from downtown. This all-brick former church, built in 1883 on a site where the congregation had worshipped since 1857, carries an abundant history and charm within its walls. With the many architectural elements, it could have its own poster, "Windows and Doors of Stillwater.” One of the perks that sets this particular condo unit aside is that you are able to park along Myrtle and enter the north side door for easy access with just a few stairs. This one-bedroom + den condo pairs easy-care laminate floors with an exposed brick wall with two stained glass windows that add extra ambiance. A sweet and functional galley kitchen leaves more room for the living and dining areas, and southern exposure brings in lots of natural daylight. The bathroom is fully renovated and handicap accessible, and a private deck, which is on the southwest corner of the building, makes it easy to enjoy the outdoors. Common areas feature fresh paint throughout and a newly updated community room with new flooring, lighting, and renovated bathrooms, plus a ping pong room, sauna, and workshop. You'll love the heated underground parking plus the spot in the private lot. So nice and welcoming as a primary residence to come home to, or as a second home/ weekend getaway from the cities to perhaps enjoy the boat club on the river and all of the festivities that Stillwater offers year round!

116 3rd Street S, Stillwater

Listing courtesy of eXp Realty.

$280,000

2 Beds ⋅ 1 Baths ⋅ 7149078 MLS

Charming single-level 2-bedroom home offering comfortable living spaces and plenty of outdoor space to enjoy. The home features a welcoming living room, two bedrooms, a full bathroom, and a kitchen with classic cabinetry and stainless steel appliances. The spacious screened porch provides a great spot to relax or entertain, with additional deck and patio space outside. Main-level laundry adds convenience, while the detached garage provides parking and storage. A great opportunity to make this home your own in a convenient Stillwater location.

622 Laurel Street W, Stillwater

Listing courtesy of Kris Lindahl Real Estate.

$254,900

3 Beds ⋅ 2 Baths ⋅ 7146896 MLS

Welcome home to this inviting 3-bedroom, 2-bath multi-level townhome offering comfortable living spaces and a functional layout. The main level features beautiful hardwood floors and a spacious living room anchored by a gas-burning corner fireplace with stone surround. The kitchen offers stainless steel appliances, Plenty of cabinet space and an open feel that's perfect for everyday living and entertaining. Step outside from the living room onto the private deckSan ideal spot to relax or enjoy the outdoors. Upstairs you'11 find all three bedrooms along with a full bath. With its warm finishes, versatile living spaces and low-maintenance townhome lifestyle, this home is ready to welcome its next owner! Enjoy a prime location just minutes from dining, shopping. the Gateway Trail, Browns Creek Trail with direct access to downtown stillwater, as well as wetlands, parks, and golf coursessall with easy interstate access. Schedule your private showing today!

3604 Abercrombie Lane, Stillwater

Listing courtesy of Re/Max Advantage Plus.

13991 60th Street Court N Unit 304, Stillwater

$170,000

2 Beds ⋅ 2 Baths ⋅ 7146110 MLS

13991 60th Street Court N Unit 304, Stillwater

Listing courtesy of eXp Realty.

$369,900

4 Beds ⋅ 2 Baths ⋅ 7145202 MLS

Spacious 4-bedroom, 2-bath home situated on a large lot along a quiet road, featuring an oversized 3-car garage. Recent improvements include fresh interior paint, updated fixtures, and more. Some updating is still needed, including completion of the interior trim and flooring. The large, unfinished walkout basement offers additional possibilities for future use. With its generous space and improvement potential, this property may also be an excellent investment opportunity. Bring your ideas and finishing touches to make this home your own! Property is being sold AS-IS.

1250 Center Street N, Stillwater

Listing courtesy of LPT Realty, LLC.

$190,000

2 Beds ⋅ 2 Baths ⋅ 7115748 MLS

Enjoy true one-level living, a move-in ready interior, and a setting that gives you more to appreciate outside your door. This 2-bedroom, 2-bathroom home features updated flooring throughout, in-unit laundry, and an easy, low-maintenance layout with everything you need on a single level. Step into the three-season rear porch or out onto the private deck to take in views toward the bluffs near the St. Croix River Crossing, surrounded by open green spaces that add to the peaceful setting. The unit also includes two detached one-stall garages, providing valuable parking and additional storage. Association-maintained amenities include an in-ground pool, along with outdoor areas ideal for picnics, relaxing, or spending time with guests. If you’re looking for stair-free living and a scenic location without the upkeep of a traditional single-family home, this one brings those priorities together.

6061 Paris Avenue N Unit 2C, Stillwater

Listing courtesy of Kris Lindahl Real Estate.

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